Found this short letter on the choice to have children.  The problem is that very, very rarely does anyone make the decision for purely financial reasons.  In fact, I can think of no coaching client who has come to me for whom finance was the main reasons they were struggling to make the decision.

http://www.post-gazette.com/stories/opinion/letters/children-a-choice-685052/

Comments

Amanda said…
Right now, that is the main reason I am considering not having a child. We have $100,000 in debt, I make 37k a year and my husband makes about 48k. We scrimp and save and want to pay off our debt in 10 years, which would mean I would be 38 and he would be 41. I don't want to wait till I am that old to have kids so it seems to be in our best interest to just not have them at all. I can't stay home from work and neither can my husband, child care is not cheap and neither is a child.

People don't seem to understand our decision right now, but I hope in time they will see that this is the right thing for us. I'm glad I found this blog.
8 May 2013 at 13:47
Amanda said…
Right now, that is the main reason I am considering not having a child. We have $100,000 in debt, I make 37k a year and my husband makes about 48k. We scrimp and save and want to pay off our debt in 10 years, which would mean I would be 38 and he would be 41. I don't want to wait till I am that old to have kids so it seems to be in our best interest to just not have them at all. I can't stay home from work and neither can my husband, child care is not cheap and neither is a child.

People don't seem to understand our decision right now, but I hope in time they will see that this is the right thing for us. I'm glad I found this blog.
8 May 2013 at 13:47
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