One to One Coaching

I offer free 30 minute telephone/Skype consultations for people wanting to find out more about coaching on the 'baby decision'. Email me at and assistant Laura will respond and arrange an appointment with you. Visit for more information about my coaching services.

Wednesday, 19 August 2009

Personal Finance and the baby decision

Many of the women who come to me seeking coaching on the 'baby decision' often cite concerns over the cost of having children. Often, they are dealing with partners who also give this as a reason not to have a child.

Yes, having children is an expense! Nina, blogging on the question at this blog discusses the key issue of finance in relation to their arguements of whether to have a second child or not pointing to some key facts:

'A report (PDF) by the USDA’s Center for Nutrition Policy and Promotion released last week indicates a middle-income family with a child born last year will spend about $221,000 raising that child through age 17. This averages out to $13,000 per year although annual expenditures typically increase with the age of the child. Housing is identified as the largest single expense, followed by food and child care/education costs.'

But as I've said before here on the blog - if everyone truely thought about the cost of having children - no one ever would have a child!!! In my experience of coaching women on this decision over the years is that no one ever truly makes the decision based on finance alone.


kathyloh said...

Hi Beth - I did not have children, but when we were trying some 20 years ago, finances were not even considered. We were doing fine, not great, but fine and I always figured we'd make it somehow as people have the world over. Seems to me, if the question comes down to finances, it's probably masking some deeper question that is more mysterious and harder to answer or be with. That said, I can see that finances would be something to consider after one or two children, because then you are taking into account the quality of life for the entire family as well as college educations etc. Thanks for hosting this valuable conversation with your blog. - Kathy

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